> ## Documentation Index
> Fetch the complete documentation index at: https://docs.masterpiecelabs.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Request an Advance and See Your Live Rate

> Choose an amount and term, watch your rate update live, and submit when the estimate matches what you want.

The loan request step is the calculator. It prices your request against the invoice you already saved and shows the resulting monthly rate as you type.

## What you enter

* **Requested loan amount.** Any amount up to 70% of the invoice size. The app displays it in your currency; internally, values are stored in minor units (cents).
* **Term.** 1, 2, or 3 months.

## How the estimate works

As you edit fields, the current estimate clears and a new one is requested after a short debounce. The submit button becomes available when the input is complete and no estimate is pending.

Once you submit, the request is saved on your application. You can keep updating it until Masterpiece Labs returns a decision.

<Tip>
  Requesting strictly less than half the invoice value earns an additional low-advance discount. See [Pricing](/reference/pricing) for the full discount stack.
</Tip>

Cross-link: see [Pricing](/reference/pricing) for a worked example.


## Related topics

- [Add Your Buyer Invoice Details for Financing](/apply/invoice-details.md)
- [How Masterpiece Labs Invoice Financing Works](/how-financing-works.md)