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Masterpiece Labs prices your advance against one specific invoice. Enter its details before you request an advance.

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Fields you provide

  • Buyer business and contact. Include the buyer’s legal name and a contact at the buyer.
  • Invoice size. The full amount your buyer owes on this invoice.
  • Payment terms. Net 30, net 60, and similar; use the terms on the invoice itself.
Masterpiece Labs matches your buyer name to a preferred-buyer key after trimming common company suffixes. If the name does not match a supported buyer, it falls to Other and is priced at standard rates. See Eligibility and Buyer Coverage for the supported buyer list.

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Internal QA and lock-in

You do not need a QA-approved invoice from the frontier lab to apply. Masterpiece Labs runs its own internal QA on every invoice, so pre-QA invoices from labs are eligible for an advance once our review reaches ACCEPTED. You will see the QA state on the invoice screen.
Once your application is APPROVED or REJECTED, invoice edits are locked. Before then, you can update the invoice at any time.
You cannot reduce invoice size below the 70% ceiling of your current requested advance. Lower the loan request first if you need to reduce the invoice.
Cross-link: see Pricing for how invoice size, buyer, and requested amount combine into a rate.